Updates and Modifications

Wealthency LLC (“Wealthency”) may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Terms. You agree to review the Terms periodically to be aware of such modifications and your continued access or use of the web site shall be deemed your conclusive acceptance of the modified Agreement.

Acceptance of Terms

By accessing or using this website, you agree to comply with and be bound by these Terms of Service. If you do not agree with any of the terms stated herein, refrain from using this website.

These Terms of Service are governed by and construed in accordance with the laws of Illinois, without regard to its conflict of laws principles.

By accessing or using our website, you acknowledge that you have read, understood, and agreed to these Terms of Service. If you have any questions or concerns, please contact us.


Wealthency’s website and services are not designed for children under the age of thirteen (13). If we discover that a child under 13 has provided us with Personal Information, we will promptly delete such Personal Information from our systems.

Information Provided

The content found on this website and Wealthency services is meant to provide you with only general financial education and the information provided is not legal, tax, investment, financial, or other advice. 

We strongly recommend that you consult with your personal legal, tax, investment, financial, and other advisors before taking any action regarding your finances.

Nothing contained within these materials, or materials provided by Wealthency, constitutes a solicitation, recommendation, endorsement, or offer by Wealthency or your employer.

Various information available through our website and services may be specially obtained by us from professional businesses, organizations, or independent websites, such as exchanges, news providers, market data providers, and other content providers (collectively, “Content Providers”). These Content Providers are believed to be sources of reliable information. Nevertheless, due to various factors, including the inherent possibility of human and mechanical error, the accuracy, completeness, timeliness, information obtained from use through our website or services are not and cannot be guaranteed by us.

Rules, limits, and laws change frequently. Ensure you have up to date information when making decisions. The information provided is obtained from sources believed to be reliable but is in no way guaranteed. We cannot guarantee the accuracy, completeness, or reliability of information found on our website, or provided via our services.


Unless otherwise noted, Wealthency owns the intellectual property rights on the website and material on the website, unless linked to a third-party source. Subject to the licenses, all these intellectual property rights are reserved.

You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purposes;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website


Investment Decisions

Decisions to buy, sell, hold or trade securities, commodities, and other investments involve risk. Investment and financial decisions are best made based on the advice of a qualified financial professional. Securities trading, or other investments, involves risk of substantial loss. Under no circumstances shall we be liable for any loss or damage you or anyone else incurs as a result of any trading or investment activity that you or anyone else engages in based on content, information, or material you receive through the Wealthency website or services.

Past performance may not be indicative of future results. No current or prospective user or client should assume that the future performance of any specific investment, investment strategy, including the investments or investment strategies presented or discussed by Wealthency LLC or products, investments, or investment or financial decisions made reference to directly or indirectly on this web site, or indirectly via link to any unaffiliated third-party web site, will be profitable or equal to corresponding indicated performance levels.

You acknowledge that they are solely responsible for your legal, tax, investment, and financial decisions and the consequences thereof. We are not liable for any losses, damages, or expenses incurred as a result of actions taken based on the information provided on our website or through our services or through links provided by us.

Hypothetical Performance Results

Hypothetical performance results have many limitations, some of which are mentioned below. There can be substantial differences between hypothetical performance results and actual results of any investment or financial decision making. A limitation of hypothetical performance results is that they are generally prepared with the benefit of hindsight. There are many factors related to the market in general or to the implementation of any specific investment approach which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely impact actual results.

Third Party Sites and Advertisers

Wealthency websites and services may include links to third party websites. Some of these sites may contain materials that are objectionable, unlawful, or inaccurate. You agree that Wealthency LLC shall not be held liable for any investment activities or other activities that occur on any website you access through links we provide. We provide these links as a convenience, and do not endorse the content or services offered by these other sites. Any dealings that you have with advertisers found within our website or services are between you and the advertiser and you acknowledge and agree that we are not liable for any loss or claim you may have against an advertiser.

No Advice, Solicitation, Recommendation, Endorsement, or Offer

Wealthency content is not intended to provide legal, tax, investment, financial, or other advice and does not constitute a solicitation, recommendation, endorsement, or offer of the purchase or sale of any security.

Limitation of Liability

To the fullest extent provided by law, in no event will Wealthency LLC and its subsidiaries, affiliates, officers, agents, employees, partners and licensors by liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Wealthency website or services, or any websites linked to our website or through our services.


You agree to indemnify and hold harmless Wealthency LLC and its subsidiaries, affiliates, officers, agents, employees, partners and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses,  demands, or fees, including reasonable attorneys’ fees, arising out of or related to and content you submit, post, transmit, modify or otherwise make available through the Wealthency website or services.

Intellectual Property

All site design, text, code, graphics, charts, content, and interfaces, and the selection and arrangements thereof, on our website or in our services are the property of Wealthency LLC, or their respective owners, and are protected by United States and other international copyright laws. Users are prohibited from reproducing, modifying, or distributing any content without prior written permission from us or their rightful owner. All rights reserved.

Last updated: 6/24/2023